Financial Planning

Most people have done single needs financial planning - they may have purchased some individual life insurance or investment products, for example.  Few people, however, have worked with a credentialed financial planner to help ensure all the pieces of their plan are working together to help them achieve their goals. Unlike single needs planning, which often results in a disjointed plan, comprehensive financial planning  is a client-oriented process that attempts to discover client goals before exploring potential solutions. It is a method of problem solving that educates the client and encourages informed decision-making about his/her circumstances.

Our team of financial professionals works with each client to create a customized plan that coordinates all aspects of his/her finances – tax, estate, and investment planning, both personal and business. A cohesive, well-researched, personalized financial plan that helps provides a sense of financial freedom by alleviating some unknowns.

Steps of the Financial Planning Process

• Establish the client/planner relationship
   
• Gather client data, including goals
   
• Analyze and evaluate financial status
   
• Develop planning recommendations and/or alternatives
   
• Implement financial planning recommendations
   
• Monitor the financial plan